InvestDIY Best of Bond Funds

3-Year return of 4.87% p.a.! 

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Key features for InvestDIY's Best of Bond Funds 

Guaranteed Returns

4.87% p.a. past 3-Year return

3 year term

Low-Medium Risk

Capital Guaranteed

InvestDIY Star Rated

Merlion

 

InsureDIY Online Application

Online
Application

Why Apply for InvestDIY's Best of Bond Funds

Want to invest in bond funds, but never knew how to select the best?

With our InvestDIY Star Rating System, you can now easily invest a basket of funds from global fund managers to give you diversification! Best of all, you will enjoy super low platform fees of 0.2% p.a. and no upfront sales charge!

Available for cash or SRS investments.

Apply above to invest in the Best of Bond Funds:

blackrock-bond-fund   PIMCO_bond_fund

 

 

Check out the aggregated past performance of our selected Best of Bond Funds.

1-Year Return 3-Year Return 5-Year Return
7.8% 4.87% 5.33%

As at 30 Nov 2020.

Find out more about our InvestDIY Star Rating System here.

Have a question you need answered?  

Email (best way to reach us): [email protected]

WhatsApp: +65 9151 5963 (Mon to Fri: 9am - 5pm)

How to Apply

1
apply

Apply above (we will prepare a wrap account application with Phillips Securities*.)

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2
fund the account

Transfer your funds into the trading account

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4
authorise the trade

Authorise the trade once we send you the notification.

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Referral Program

Best of Bond Funds is also eligible for the Refer a Friend program. Refer your friends and family and get DIY$10 for each referral.

DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.

How to refer:
Simply ask your friend to select "Referral" during the application process and key in your email address or referral code when they apply here

Referral Reward
DIY$10 each

* Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will be awarded 90 days after your investment.


InvestDIY Best of Bond Funds Details

Your monies will be invested equally into the four selected funds below. These funds have been selected based on our rigorous InvestDIY Star Rating System, The highest ratings are for funds that:

produce consistent performance

outperformance relative to benchmarks

able to manage downside 

 

Rest assured that we will review the performance of these funds regularly and will recommend that you re-balance your investments where needed. You can choose to accept our recommendations or continue with your existing allocation.

BlackRock: Global Corporate Bond Fund

PIMCO: Global Real Return Fund

PIMCO: Global Bond Fund

JP Morgan: Global Corporate Bond Fund

USD/SGD

 

 

Key Overall Statistics
1-Year Return 7.8%
3-Year Return 4.87%
5-Year Return 5.33%
Fund sizes $2bn - $16bn
Average Management Fee p.a. 1.12%
Platform fee p.a. 20 bps***

Returns are net of management fee and gross of platform fee.

 

Fund Details

blackrock-bond-fund Global Corporate Bond Fund
Fund Manager BlackRock (Singapore) Limited
Portfolio Managers
Michael Krautzberger
Stephan Bassas
Tom Mondelaers
Summary of Fund The Global Corporate Bond Fund seeks to maximise total return. The Fund invests at least 70% of its total assets in investment grade corporate fixed income securities issued by companies worldwide. Currency exposure is flexibly managed.
Fund Size US$2bn
Geography Global
Benchmark Index

 

Asset Class

Fixed Income

Sector

Corporate

Downloads

PHS

Fact Sheet

Etc

Other Benefits 9 SG Logo Aviva 9 SG Logo Aviva 1 SG Logo INCOME
MyLongTermCare MyLongTermCare Plus Care Secure
Lump Sum Support Benefit A one-time benefit that is 3 times of your first monthly benefit upon inability to perform 3 out of 6 ADLs A one-time benefit that is 3 times of your first monthly benefit upon inability to perform 2 out of 6 ADLs A one-time benefit that pays:
a. 3 times of your disability benefit upon inability to perform 2 out of 6 ADLs 
b. 6 times of your disability benefit upon inability to perform 3 out of 6 ADLs  
Rehabilitation Benefit: When your condition improves but you’re still unable to perform
2 ADL
50% of your last monthly benefit, for as long as you’re unable
to perform 2 ADL
Nil Nil
Dependant Care Benefit An additional 20% of your monthly benefit, for up to 36 months if you have a child 22 ANB and below at the point of claim.  An additional 20% of your monthly benefit, for up to 36 months if you have a child 22 ANB and below at the point of claim.  An additional 25% of your monthly benefit, for up to 36 months if you have a dependant including a child, spouse, parents or parents in-law
Caregiver Relief Benefit: When you are receiving the monthly benefit or Rehabilitation Benefit An additional 60% of your monthly benefit for up to 12 months An additional 60% of your monthly benefit for up to 12 months Nil
Waiver of Premium Future premiums are waived, for as long as you’re unable to perform at least 1 ADL Future premiums are waived, for as long as you’re unable to perform at least 1 ADL Future premiums are waived, for as long as you’re unable to perform at least 2 ADL and are eligible to receive disability benefits payment
Death Benefit: When death occurs while you’re receiving the disability benefits One-off payout of 3 times of your last paid monthly benefit or Rehabilitation Benefit One-off payout of 3 times of your last paid monthly benefit or Rehabilitation Benefit One-off payout of 3 times of your Disability Benefit

 

 

InvestDIY Star Rating System uses a combination of key metrics to rank the hundreds of funds available.  

Short write up of each fund

Our Star Rating System sifts out funds that:

Provide consistent performance

Protects downside risks

Provides diversification across funds

SIP

PHS, Fact Sheet etc.

 

 

Here are some common questions about InvestDIY Best of Bond Funds

1. Will the fund definitely launch?

The fund will launch only if there is a total minimum amount of US$100m from all its investors. So there is a chance that the fund will not launch.

 

2. What happens to my money if The Fund is not launched?

Your monies will be returned to your trading account with no penalties.

 

3. Why do I have to apply for a wrap account?

* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies during the Initial Offering Period and to execute trades with fund managers like Aberdeen Standard. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.

As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account.

 

4. Is the return or capital guaranteed?

The Fund invests in 60-80 issuers to ensure that it is not overly exposed to any one issuer. While this reduces the risk of defaults, both the return and capital are not guaranteed for this product.

 

5. What is the minimum and maximum invesment amounts?

The minimum invesment is US$1,500. There is no maximum investment amount. 

 

6. Is there a penalty if I redeem my funds during the 4-Year period?

** In ordinary, liquid, market conditions the dilution adjustment will not exceed 2%. In times of adverse market conditions (to be determined by Aberdeen Standard Investments), the dilution adjustment might exceed 2%. This is to ensure that remaining investors in the Fund are not materially disadvantaged by the negative impact from redemptions.

 

7. What is a platform fee?

*** The Phillips Security platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. A small fee will be charged for the platform services and the indicative return shown is before the the deduction of the platform fee. 

 

8. When should I be thinking about investing into such fixed maturity funds?

If you are keen on savings or investment products and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in fixed maturity funds.

In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.

This product provides an indicative return that is higher than guaranteed return products and fixed deposits, but it also has no guarantees.

 

InvestDIY is a brand under InsureDIY. InsureDIY is a Broker licensed by the Monetary Authority of Singapore and is an Exempt Financial Adviser. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Unless otherwise specified, all return figures shown above are for illustrative purposes only as past performance are not indicative of future performance or results. Actual returns will vary greatly and depend on various factors and involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless. Some of the statements contained in this website may be considered forward-looking statements which provide current expectations or forecasts of future events. There is no assurance that the conditions described in this website will remain in the future and actual results may differ materially. The information contained within this website has not been reviewed in the light of your personal circumstances. You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice.